UWHARRIE BANK
ALBEMARLE, NORTH CAROLINA · FDIC Cert #24919
Capital & Safety Analysis
According to FDIC financial data, UWHARRIE BANK holds a Tier 1 capital ratio of 11.78%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UWHARRIE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UWHARRIE BANK shows strong financial health indicators. With $1.1B in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UWHARRIE BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 11.78%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UWHARRIE BANK holds $1.1B in total assets and $1.0B in total deposits. It is located in ALBEMARLE, NORTH CAROLINA (FDIC Certificate #24919).
UWHARRIE BANK has a Tier 1 capital ratio of 11.78%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 1.19%.
Yes. UWHARRIE BANK is FDIC-insured (Certificate #24919). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.