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BankHealth

FIDELITY BANK

FUQUAY VARINA, NORTH CAROLINA · FDIC Cert #11507

A
Health Score
92/100
$3.9B
Total Assets
$3.6B
Total Deposits
13.63%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIDELITY BANK holds a Tier 1 capital ratio of 13.63%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIDELITY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.64%
Nonperforming Loans
Low — healthy loan portfolio
31.65%
Liquidity Ratio
Strong — can meet withdrawal demands
1.98%
Return on Assets
Profitable — earning well on assets
$3.6B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIDELITY BANK shows strong financial health indicators. With $3.9B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIDELITY BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 13.63%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIDELITY BANK holds $3.9B in total assets and $3.6B in total deposits. It is located in FUQUAY VARINA, NORTH CAROLINA (FDIC Certificate #11507).

FIDELITY BANK has a Tier 1 capital ratio of 13.63%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.64%, and the return on assets is 1.98%.

Yes. FIDELITY BANK is FDIC-insured (Certificate #11507). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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