AMERICAN BK OF THE CAROLINAS
MONROE, NORTH CAROLINA · FDIC Cert #59157
Capital & Safety Analysis
According to FDIC financial data, AMERICAN BK OF THE CAROLINAS holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject AMERICAN BK OF THE CAROLINAS to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
AMERICAN BK OF THE CAROLINAS shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN BK OF THE CAROLINAS has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN BK OF THE CAROLINAS holds $183M in total assets and $159M in total deposits. It is located in MONROE, NORTH CAROLINA (FDIC Certificate #59157).
AMERICAN BK OF THE CAROLINAS has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.32%.
Yes. AMERICAN BK OF THE CAROLINAS is FDIC-insured (Certificate #59157). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.