BLACK MOUNTAIN SB SSB
BLACK MOUNTAIN, NORTH CAROLINA · FDIC Cert #27897
Capital & Safety Analysis
According to FDIC financial data, BLACK MOUNTAIN SB SSB holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BLACK MOUNTAIN SB SSB to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BLACK MOUNTAIN SB SSB shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BLACK MOUNTAIN SB SSB has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BLACK MOUNTAIN SB SSB holds $45M in total assets and $39M in total deposits. It is located in BLACK MOUNTAIN, NORTH CAROLINA (FDIC Certificate #27897).
BLACK MOUNTAIN SB SSB has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.46%.
Yes. BLACK MOUNTAIN SB SSB is FDIC-insured (Certificate #27897). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.