LIFESTORE BANK
WEST JEFFERSON, NORTH CAROLINA · FDIC Cert #31217
Capital & Safety Analysis
According to FDIC financial data, LIFESTORE BANK holds a Tier 1 capital ratio of 17.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LIFESTORE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LIFESTORE BANK shows strong financial health indicators. With $447M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LIFESTORE BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 17.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LIFESTORE BANK holds $447M in total assets and $395M in total deposits. It is located in WEST JEFFERSON, NORTH CAROLINA (FDIC Certificate #31217).
LIFESTORE BANK has a Tier 1 capital ratio of 17.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.28%, and the return on assets is 0.88%.
Yes. LIFESTORE BANK is FDIC-insured (Certificate #31217). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.