MORGANTON SAVINGS BANK SSB
MORGANTON, NORTH CAROLINA · FDIC Cert #30434
Capital & Safety Analysis
According to FDIC financial data, MORGANTON SAVINGS BANK SSB holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject MORGANTON SAVINGS BANK SSB to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
MORGANTON SAVINGS BANK SSB shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MORGANTON SAVINGS BANK SSB has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MORGANTON SAVINGS BANK SSB holds $112M in total assets and $71M in total deposits. It is located in MORGANTON, NORTH CAROLINA (FDIC Certificate #30434).
MORGANTON SAVINGS BANK SSB has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.10%, and the return on assets is 1.84%.
Yes. MORGANTON SAVINGS BANK SSB is FDIC-insured (Certificate #30434). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.