Safest Banks in Arkansas 2026
Arkansas has 57 FDIC-insured banks with an average Bank Health Score of 66/100 (B). The safest bank is Bank of Bearden with a score of 100/100.
Data from FDIC Q2 2024
Top 20 of 57 Banks in Arkansas
| # | Bank | City | Grade | Score | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Bank of Bearden | Bearden | A | 100 | 19.50% | 0.00% |
| 2 | Bank of Lake Village | Lake Village | A | 95 | 18.73% | 0.48% |
| 3 | Piggott State Bank | Piggott | A | 95 | 15.37% | 0.16% |
| 4 | Evolve Bank&Trust | West Memphis | A | 94 | 14.79% | 0.46% |
| 5 | Malvern National Bank | Malvern | A | 92 | 14.07% | 0.12% |
| 6 | Southern Bcorp Bank | Arkadelphia | A | 91 | 18.41% | 0.75% |
| 7 | Logan County Bank | Scranton | A | 90 | 30.04% | 0.71% |
| 8 | Centennial Bank | Conway | A | 88 | 13.71% | 0.58% |
| 9 | Bank of Cave City | Cave City | A | 87 | 18.72% | 0.79% |
| 10 | First Naturalstate Bank | Mcgehee | A | 85 | 23.79% | 0.60% |
| 11 | Diamond Bank | Murfreesboro | A | 81 | 14.36% | 0.27% |
| 12 | Simmons Bank | Pine Bluff | A | 81 | 12.22% | 0.60% |
| 13 | Fnbc Bank | Ash Flat | A | 80 | 11.00% | 0.37% |
| 14 | Todays Bank | Huntsville | A | 80 | 12.69% | 0.13% |
| 15 | Bank of England | England | B | 79 | 15.02% | 1.75% |
| 16 | Bank of Little Rock | Little Rock | B | 79 | 13.24% | 1.38% |
| 17 | Riverbank | Pocahontas | B | 77 | 20.23% | 0.09% |
| 18 | Anstaff Bank | Green Forest | B | 77 | 12.28% | 0.08% |
| 19 | Chambers Bank | Danville | B | 74 | 14.73% | 0.31% |
| 20 | Arvest Bank | Fayetteville | B | 74 | 11.39% | 0.74% |
Bank Health Scores for Arkansas are calculated from FDIC Call Report data including Tier 1 capital ratios, nonperforming loan ratios, liquidity ratios, and return on assets.
Frequently Asked Questions
Based on our Bank Health Score analysis of FDIC data, Bank of Bearden in Bearden is currently the safest bank in Arkansas with a score of 100/100 (Grade A).
Arkansas has 57 FDIC-insured banks with a combined $144.6B in total assets. The average Bank Health Score across the state is 66/100.
The Bank Health Score (0-100) is based on four FDIC-reported metrics: Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). Higher scores indicate stronger financial health.
Bank Health Scores are computed from quarterly FDIC Call Report data. Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).