EVOLVE BANK&TRUST
WEST MEMPHIS, ARKANSAS · FDIC Cert #1299
Capital & Safety Analysis
According to FDIC financial data, EVOLVE BANK&TRUST holds a Tier 1 capital ratio of 14.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EVOLVE BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EVOLVE BANK&TRUST shows strong financial health indicators. With $1.7B in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EVOLVE BANK&TRUST has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 14.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EVOLVE BANK&TRUST holds $1.7B in total assets and $1.1B in total deposits. It is located in WEST MEMPHIS, ARKANSAS (FDIC Certificate #1299).
EVOLVE BANK&TRUST has a Tier 1 capital ratio of 14.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.46%, and the return on assets is 1.22%.
Yes. EVOLVE BANK&TRUST is FDIC-insured (Certificate #1299). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.