Updated June 2026 · FDIC Call Report Q2 2024
Banks in Arkansas
57 FDIC-insured banks are chartered in Arkansas, holding $144.6B in combined assets. The state-wide average Bank Health Score is 78/100 (B), built from quarterly FDIC Call Report data on capital, loan quality, liquidity, and profitability.
Arkansas has 57 FDIC-insured banks headquartered in the state, holding $144.6B in total assets. The average BankHealth composite score across Arkansas banks runs 78/100 (average grade B) — favorable territory for a state-level rollup.
The largest bank by total assets in Arkansas is Bank of Bearden. 10 banks are flagged as at-risk under the BankHealth rubric — typically a low share for a state with strong average scores. Each bank below links to its full BankHealth profile — Tier 1 capital ratio, non-performing loan ratio, liquidity ratio, ROA, multi-quarter trend, and the composite grade breakdown. Cross-bank comparisons within the same state are most useful when controlling for size class.
Arkansas's Banking Sector
Arkansas has a moderately sized banking footprint of 57 FDIC-insured banks and $144.6B in combined assets. At this scale, the cohort generally combines a handful of larger regional banks with a longer tail of community banks concentrated in one or two metro areas.
Banks in Arkansas post an average Bank Health Score of 78/100 (B) — solidly in B territory, broadly aligned with U.S. industry norms. Most banks in the state meet the regulatory "well-capitalized" threshold with material room to spare, though there is meaningful variation across individual institutions.
10 of 57 banks in Arkansas (about 18%) currently land in the at-risk tier — a higher share than the national average. Concentration of stress this size usually traces to a regional shock: commercial real estate exposure, agricultural prices, or a single dominant local industry experiencing pressure.
Healthiest Banks in Arkansas
Bank of Bearden
Connect Bank
Mcgehee Bank
Petit Jean State Bank
Farmers Bank
Bank of Lake Village
Piggott State Bank
Evolve Bank&Trust
Eagle Bank&Trust Co
Malvern National Bank
Banks Showing Weakness in Arkansas
First Service Bank
Encore Bank
Bodcaw Bank
First Arkansas Bank&Trust
Bank Of 1889
Stone Bank
Armor Bank
Horatio State Bank
Cross Bank
Legacy National Bank
For Arkansas Depositors
FDIC insurance protects deposits at every bank on this page up to $250,000 per depositor, per insured bank, per ownership category — identical coverage regardless of state. The Bank Health Score ranks regulatory cushion across institutions; it is not a guarantee. Confirm your bank's FDIC status and your specific coverage at FDIC.gov before making changes.
Federal regulators — including the OCC for national charters and the FDIC for state-chartered insured banks — oversee the institutions on this page. Quarterly FFIEC Call Reports are public and provide line-item detail behind every metric here.
How These Scores Are Calculated
Every bank on this page earns a Bank Health Score from four FDIC Call Report inputs: Tier 1 capital ratio (35%), NPL ratio inverted (30%), liquidity ratio (25%), and return on assets (10%). The composite is reported as a 0–100 score and an A–F grade. Read the full methodology.
Frequently Asked Questions
How many banks are in Arkansas?
57 FDIC-insured banks are chartered in Arkansas, holding $144.6B in combined assets. Arkansas has a moderately sized banking footprint of 57 FDIC-insured banks and $144.6B in combined assets. At this scale, the cohort generally combines a handful of larger regional banks with a longer tail of community banks concentrated in one or two metro areas.
What is the average bank health score in Arkansas?
Banks in Arkansas post an average Bank Health Score of 78/100 (B) — solidly in B territory, broadly aligned with U.S. industry norms. Most banks in the state meet the regulatory "well-capitalized" threshold with material room to spare, though there is meaningful variation across individual institutions.
Which banks in Arkansas are showing the most stress?
10 of 57 banks in Arkansas (about 18%) currently land in the at-risk tier — a higher share than the national average. Concentration of stress this size usually traces to a regional shock: commercial real estate exposure, agricultural prices, or a single dominant local industry experiencing pressure. See the "Banks Showing Weakness" section above for the specific institutions and their Health Score factors.
Are banks in Arkansas FDIC-insured?
Yes. Every bank on this page is FDIC-insured, which protects deposits up to $250,000 per depositor, per insured bank, per ownership category. FDIC insurance is identical regardless of state. Verify your bank's status and your specific coverage at FDIC.gov, particularly if you hold combined balances above the $250,000 limit.
Where does this data come from?
All bank financials are pulled from the FDIC BankFind API, which sources directly from quarterly Call Reports filed with the FFIEC. Health Scores are computed from a transparent four-factor formula using public Call Report fields. All data is U.S. government public domain.
Sources: FDIC BankFind API ( banks.data.fdic.gov); FFIEC Call Reports ( cdr.ffiec.gov/public); OCC ( occ.gov). Public domain.
Last updated 2026-06-29 · Data covers 57 Arkansas banks. Informational only; not investment advice.