STONE BANK
MOUNTAIN VIEW, ARKANSAS · FDIC Cert #17431
Capital & Safety Analysis
According to FDIC financial data, STONE BANK holds a Tier 1 capital ratio of 10.35%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STONE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STONE BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STONE BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 10.35%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STONE BANK holds $814M in total assets and $635M in total deposits. It is located in MOUNTAIN VIEW, ARKANSAS (FDIC Certificate #17431).
STONE BANK has a Tier 1 capital ratio of 10.35%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.05%, and the return on assets is 1.12%.
Yes. STONE BANK is FDIC-insured (Certificate #17431). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.