LEGACY NATIONAL BANK
SPRINGDALE, ARKANSAS · FDIC Cert #57953
Capital & Safety Analysis
According to FDIC financial data, LEGACY NATIONAL BANK holds a Tier 1 capital ratio of 10.38%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LEGACY NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LEGACY NATIONAL BANK shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LEGACY NATIONAL BANK has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 10.38%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LEGACY NATIONAL BANK holds $1.1B in total assets and $977M in total deposits. It is located in SPRINGDALE, ARKANSAS (FDIC Certificate #57953).
LEGACY NATIONAL BANK has a Tier 1 capital ratio of 10.38%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 0.64%.
Yes. LEGACY NATIONAL BANK is FDIC-insured (Certificate #57953). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.