FIRST ARKANSAS BANK&TRUST
JACKSONVILLE, ARKANSAS · FDIC Cert #16849
Capital & Safety Analysis
According to FDIC financial data, FIRST ARKANSAS BANK&TRUST holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST ARKANSAS BANK&TRUST to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST ARKANSAS BANK&TRUST shows some financial weakness with a Health Score of 41/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST ARKANSAS BANK&TRUST has a Bank Health Score of D (41/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST ARKANSAS BANK&TRUST holds $1.1B in total assets and $935M in total deposits. It is located in JACKSONVILLE, ARKANSAS (FDIC Certificate #16849).
FIRST ARKANSAS BANK&TRUST has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.49%, and the return on assets is 0.28%.
Yes. FIRST ARKANSAS BANK&TRUST is FDIC-insured (Certificate #16849). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.