PETIT JEAN STATE BANK
MORRILTON, ARKANSAS · FDIC Cert #35084
Capital & Safety Analysis
According to FDIC financial data, PETIT JEAN STATE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PETIT JEAN STATE BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PETIT JEAN STATE BANK shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PETIT JEAN STATE BANK has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PETIT JEAN STATE BANK holds $234M in total assets and $191M in total deposits. It is located in MORRILTON, ARKANSAS (FDIC Certificate #35084).
PETIT JEAN STATE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.28%, and the return on assets is 2.19%.
Yes. PETIT JEAN STATE BANK is FDIC-insured (Certificate #35084). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.