ENCORE BANK
LITTLE ROCK, ARKANSAS · FDIC Cert #34562
Capital & Safety Analysis
According to FDIC financial data, ENCORE BANK holds a Tier 1 capital ratio of 9.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ENCORE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ENCORE BANK shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ENCORE BANK has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 9.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ENCORE BANK holds $4.0B in total assets and $3.0B in total deposits. It is located in LITTLE ROCK, ARKANSAS (FDIC Certificate #34562).
ENCORE BANK has a Tier 1 capital ratio of 9.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.28%, and the return on assets is 0.01%.
Yes. ENCORE BANK is FDIC-insured (Certificate #34562). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.