BANK OZK
LITTLE ROCK, ARKANSAS · FDIC Cert #110
Capital & Safety Analysis
According to FDIC financial data, BANK OZK holds a Tier 1 capital ratio of 10.91%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OZK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OZK shows strong financial health indicators. With $36.8B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OZK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 10.91%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OZK holds $36.8B in total assets and $29.9B in total deposits. It is located in LITTLE ROCK, ARKANSAS (FDIC Certificate #110).
BANK OZK has a Tier 1 capital ratio of 10.91%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.30%, and the return on assets is 2.58%.
Yes. BANK OZK is FDIC-insured (Certificate #110). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.