SIMMONS BANK
PINE BLUFF, ARKANSAS · FDIC Cert #3890
Capital & Safety Analysis
According to FDIC financial data, SIMMONS BANK holds a Tier 1 capital ratio of 12.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SIMMONS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SIMMONS BANK shows strong financial health indicators. With $27.3B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SIMMONS BANK has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 12.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SIMMONS BANK holds $27.3B in total assets and $22.1B in total deposits. It is located in PINE BLUFF, ARKANSAS (FDIC Certificate #3890).
SIMMONS BANK has a Tier 1 capital ratio of 12.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 0.87%.
Yes. SIMMONS BANK is FDIC-insured (Certificate #3890). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.