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BankHealth

TODAYS BANK

HUNTSVILLE, ARKANSAS · FDIC Cert #33470

A
Health Score
80/100
$343M
Total Assets
$291M
Total Deposits
12.69%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TODAYS BANK holds a Tier 1 capital ratio of 12.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TODAYS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.13%
Nonperforming Loans
Low — healthy loan portfolio
23.19%
Liquidity Ratio
Strong — can meet withdrawal demands
0.44%
Return on Assets
Low profitability
$291M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TODAYS BANK shows strong financial health indicators. With $343M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TODAYS BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 12.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TODAYS BANK holds $343M in total assets and $291M in total deposits. It is located in HUNTSVILLE, ARKANSAS (FDIC Certificate #33470).

TODAYS BANK has a Tier 1 capital ratio of 12.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 0.44%.

Yes. TODAYS BANK is FDIC-insured (Certificate #33470). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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