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BankHealth

BANK OF LITTLE ROCK

LITTLE ROCK, ARKANSAS · FDIC Cert #91280

B
Health Score
79/100
$296M
Total Assets
$249M
Total Deposits
13.24%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF LITTLE ROCK holds a Tier 1 capital ratio of 13.24%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF LITTLE ROCK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.38%
Nonperforming Loans
Moderate — some loan stress
53.73%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.02%
Return on Assets
Negative — losing money
$249M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF LITTLE ROCK shows strong financial health indicators. With $296M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF LITTLE ROCK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 13.24%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF LITTLE ROCK holds $296M in total assets and $249M in total deposits. It is located in LITTLE ROCK, ARKANSAS (FDIC Certificate #91280).

BANK OF LITTLE ROCK has a Tier 1 capital ratio of 13.24%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.38%, and the return on assets is -0.02%.

Yes. BANK OF LITTLE ROCK is FDIC-insured (Certificate #91280). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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