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BankHealth

BANK OF ENGLAND

ENGLAND, ARKANSAS · FDIC Cert #13303

B
Health Score
79/100
$394M
Total Assets
$294M
Total Deposits
15.02%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF ENGLAND holds a Tier 1 capital ratio of 15.02%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF ENGLAND has a strong buffer to absorb potential losses.

Key Financial Metrics

1.75%
Nonperforming Loans
Moderate — some loan stress
33.30%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.65%
Return on Assets
Negative — losing money
$294M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF ENGLAND shows strong financial health indicators. With $394M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF ENGLAND has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 15.02%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF ENGLAND holds $394M in total assets and $294M in total deposits. It is located in ENGLAND, ARKANSAS (FDIC Certificate #13303).

BANK OF ENGLAND has a Tier 1 capital ratio of 15.02%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.75%, and the return on assets is -0.65%.

Yes. BANK OF ENGLAND is FDIC-insured (Certificate #13303). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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