RIVERBANK
POCAHONTAS, ARKANSAS · FDIC Cert #31711
Capital & Safety Analysis
According to FDIC financial data, RIVERBANK holds a Tier 1 capital ratio of 20.23%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RIVERBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
RIVERBANK shows strong financial health indicators. With $118M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
RIVERBANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 20.23%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
RIVERBANK holds $118M in total assets and $99M in total deposits. It is located in POCAHONTAS, ARKANSAS (FDIC Certificate #31711).
RIVERBANK has a Tier 1 capital ratio of 20.23%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 1.93%.
Yes. RIVERBANK is FDIC-insured (Certificate #31711). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.