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BankHealth

DIAMOND BANK

MURFREESBORO, ARKANSAS · FDIC Cert #1527

A
Health Score
81/100
$820M
Total Assets
$730M
Total Deposits
14.36%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, DIAMOND BANK holds a Tier 1 capital ratio of 14.36%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DIAMOND BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.27%
Nonperforming Loans
Low — healthy loan portfolio
18.61%
Liquidity Ratio
Adequate liquidity
0.81%
Return on Assets
Low profitability
$730M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

DIAMOND BANK shows strong financial health indicators. With $820M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

DIAMOND BANK has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 14.36%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

DIAMOND BANK holds $820M in total assets and $730M in total deposits. It is located in MURFREESBORO, ARKANSAS (FDIC Certificate #1527).

DIAMOND BANK has a Tier 1 capital ratio of 14.36%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.27%, and the return on assets is 0.81%.

Yes. DIAMOND BANK is FDIC-insured (Certificate #1527). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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