FIRST NATURALSTATE BANK
MCGEHEE, ARKANSAS · FDIC Cert #21379
Capital & Safety Analysis
According to FDIC financial data, FIRST NATURALSTATE BANK holds a Tier 1 capital ratio of 23.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NATURALSTATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NATURALSTATE BANK shows strong financial health indicators. With $95M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NATURALSTATE BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 23.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NATURALSTATE BANK holds $95M in total assets and $82M in total deposits. It is located in MCGEHEE, ARKANSAS (FDIC Certificate #21379).
FIRST NATURALSTATE BANK has a Tier 1 capital ratio of 23.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 1.16%.
Yes. FIRST NATURALSTATE BANK is FDIC-insured (Certificate #21379). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.