FNBC BANK
ASH FLAT, ARKANSAS · FDIC Cert #1294
Capital & Safety Analysis
According to FDIC financial data, FNBC BANK holds a Tier 1 capital ratio of 11.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FNBC BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FNBC BANK shows strong financial health indicators. With $799M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FNBC BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 11.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FNBC BANK holds $799M in total assets and $632M in total deposits. It is located in ASH FLAT, ARKANSAS (FDIC Certificate #1294).
FNBC BANK has a Tier 1 capital ratio of 11.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.37%, and the return on assets is 0.63%.
Yes. FNBC BANK is FDIC-insured (Certificate #1294). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.