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BankHealth

CHAMBERS BANK

DANVILLE, ARKANSAS · FDIC Cert #5615

B
Health Score
74/100
$1.3B
Total Assets
$1.1B
Total Deposits
14.73%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CHAMBERS BANK holds a Tier 1 capital ratio of 14.73%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CHAMBERS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.31%
Nonperforming Loans
Low — healthy loan portfolio
6.55%
Liquidity Ratio
Low — potential liquidity stress
2.05%
Return on Assets
Profitable — earning well on assets
$1.1B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CHAMBERS BANK shows strong financial health indicators. With $1.3B in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CHAMBERS BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 14.73%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CHAMBERS BANK holds $1.3B in total assets and $1.1B in total deposits. It is located in DANVILLE, ARKANSAS (FDIC Certificate #5615).

CHAMBERS BANK has a Tier 1 capital ratio of 14.73%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 2.05%.

Yes. CHAMBERS BANK is FDIC-insured (Certificate #5615). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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