CENTENNIAL BANK
CONWAY, ARKANSAS · FDIC Cert #11241
Capital & Safety Analysis
According to FDIC financial data, CENTENNIAL BANK holds a Tier 1 capital ratio of 13.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENTENNIAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CENTENNIAL BANK shows strong financial health indicators. With $22.8B in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTENNIAL BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 13.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTENNIAL BANK holds $22.8B in total assets and $17.5B in total deposits. It is located in CONWAY, ARKANSAS (FDIC Certificate #11241).
CENTENNIAL BANK has a Tier 1 capital ratio of 13.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.58%, and the return on assets is 2.43%.
Yes. CENTENNIAL BANK is FDIC-insured (Certificate #11241). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.