Banks in West Virginia

43 FDIC-insured banks are chartered in West Virginia, holding $40.2B in combined assets. West Virginia has a moderately sized banking footprint of 43 FDIC-insured banks and $40.2B in combined assets. At this scale, the cohort generally combines a handful of larger regional banks with a longer tail of community banks concentrated in one or two metro areas.

Banks in West Virginia post an average Bank Health Score of 79/100 (B) — solidly in B territory, broadly aligned with U.S. industry norms. Most banks in the state meet the regulatory "well-capitalized" threshold with material room to spare, though there is meaningful variation across individual institutions.

10 of 43 banks in West Virginia (about 23%) currently land in the at-risk tier — a higher share than the national average. Concentration of stress this size usually traces to a regional shock: commercial real estate exposure, agricultural prices, or a single dominant local industry experiencing pressure. See the "Banks Showing Weakness" section above for the specific institutions and their Health Score factors.

Yes. Every bank on this page is FDIC-insured, which protects deposits up to $250,000 per depositor, per insured bank, per ownership category. FDIC insurance is identical regardless of state. Verify your bank's status and your specific coverage at FDIC.gov, particularly if you hold combined balances above the $250,000 limit.

All bank financials are pulled from the FDIC BankFind API, which sources directly from quarterly Call Reports filed with the FFIEC. Health Scores are computed from a transparent four-factor formula using public Call Report fields. All data is U.S. government public domain.