CITIZENS BK MORGANTOWN INC
MORGANTOWN, WEST VIRGINIA · FDIC Cert #22954
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BK MORGANTOWN INC holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CITIZENS BK MORGANTOWN INC to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CITIZENS BK MORGANTOWN INC shows some financial weakness with a Health Score of 45/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BK MORGANTOWN INC has a Bank Health Score of D (45/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BK MORGANTOWN INC holds $50M in total assets and $42M in total deposits. It is located in MORGANTOWN, WEST VIRGINIA (FDIC Certificate #22954).
CITIZENS BK MORGANTOWN INC has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.06%, and the return on assets is 0.57%.
Yes. CITIZENS BK MORGANTOWN INC is FDIC-insured (Certificate #22954). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.