CALHOUN COUNTY BANK INC
GRANTSVILLE, WEST VIRGINIA · FDIC Cert #9024
Capital & Safety Analysis
According to FDIC financial data, CALHOUN COUNTY BANK INC holds a Tier 1 capital ratio of 18.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CALHOUN COUNTY BANK INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CALHOUN COUNTY BANK INC shows strong financial health indicators. With $181M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CALHOUN COUNTY BANK INC has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 18.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CALHOUN COUNTY BANK INC holds $181M in total assets and $162M in total deposits. It is located in GRANTSVILLE, WEST VIRGINIA (FDIC Certificate #9024).
CALHOUN COUNTY BANK INC has a Tier 1 capital ratio of 18.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.41%, and the return on assets is 0.61%.
Yes. CALHOUN COUNTY BANK INC is FDIC-insured (Certificate #9024). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.