CITY NB OF WEST VIRGINIA
CHARLESTON, WEST VIRGINIA · FDIC Cert #17735
Capital & Safety Analysis
According to FDIC financial data, CITY NB OF WEST VIRGINIA holds a Tier 1 capital ratio of 15.17%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITY NB OF WEST VIRGINIA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITY NB OF WEST VIRGINIA shows strong financial health indicators. With $6.3B in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITY NB OF WEST VIRGINIA has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 15.17%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITY NB OF WEST VIRGINIA holds $6.3B in total assets and $5.1B in total deposits. It is located in CHARLESTON, WEST VIRGINIA (FDIC Certificate #17735).
CITY NB OF WEST VIRGINIA has a Tier 1 capital ratio of 15.17%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 2.35%.
Yes. CITY NB OF WEST VIRGINIA is FDIC-insured (Certificate #17735). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.