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BankHealth

WESBANCO BANK INC

WHEELING, WEST VIRGINIA · FDIC Cert #803

B
Health Score
76/100
$18.1B
Total Assets
$13.7B
Total Deposits
11.91%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, WESBANCO BANK INC holds a Tier 1 capital ratio of 11.91%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WESBANCO BANK INC has a strong buffer to absorb potential losses.

Key Financial Metrics

0.36%
Nonperforming Loans
Low — healthy loan portfolio
20.84%
Liquidity Ratio
Strong — can meet withdrawal demands
1.01%
Return on Assets
Profitable — earning well on assets
$13.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

WESBANCO BANK INC shows strong financial health indicators. With $18.1B in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

WESBANCO BANK INC has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 11.91%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

WESBANCO BANK INC holds $18.1B in total assets and $13.7B in total deposits. It is located in WHEELING, WEST VIRGINIA (FDIC Certificate #803).

WESBANCO BANK INC has a Tier 1 capital ratio of 11.91%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.36%, and the return on assets is 1.01%.

Yes. WESBANCO BANK INC is FDIC-insured (Certificate #803). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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