JEFFERSON SECURITY BANK
SHEPHERDSTOWN, WEST VIRGINIA · FDIC Cert #9997
Capital & Safety Analysis
According to FDIC financial data, JEFFERSON SECURITY BANK holds a Tier 1 capital ratio of 12.02%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning JEFFERSON SECURITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
JEFFERSON SECURITY BANK shows strong financial health indicators. With $542M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
JEFFERSON SECURITY BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 12.02%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
JEFFERSON SECURITY BANK holds $542M in total assets and $469M in total deposits. It is located in SHEPHERDSTOWN, WEST VIRGINIA (FDIC Certificate #9997).
JEFFERSON SECURITY BANK has a Tier 1 capital ratio of 12.02%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.72%.
Yes. JEFFERSON SECURITY BANK is FDIC-insured (Certificate #9997). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.