WILLIAMSTOWN BANK INC
WILLIAMSTOWN, WEST VIRGINIA · FDIC Cert #14744
Capital & Safety Analysis
According to FDIC financial data, WILLIAMSTOWN BANK INC holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject WILLIAMSTOWN BANK INC to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
WILLIAMSTOWN BANK INC shows some financial weakness with a Health Score of 41/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WILLIAMSTOWN BANK INC has a Bank Health Score of D (41/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WILLIAMSTOWN BANK INC holds $227M in total assets and $201M in total deposits. It is located in WILLIAMSTOWN, WEST VIRGINIA (FDIC Certificate #14744).
WILLIAMSTOWN BANK INC has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.14%, and the return on assets is 0.43%.
Yes. WILLIAMSTOWN BANK INC is FDIC-insured (Certificate #14744). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.