PIONEER COMMUNITY BANK INC
IAEGER, WEST VIRGINIA · FDIC Cert #2448
Capital & Safety Analysis
According to FDIC financial data, PIONEER COMMUNITY BANK INC holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PIONEER COMMUNITY BANK INC to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PIONEER COMMUNITY BANK INC shows some financial weakness with a Health Score of 49/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PIONEER COMMUNITY BANK INC has a Bank Health Score of D (49/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PIONEER COMMUNITY BANK INC holds $166M in total assets and $144M in total deposits. It is located in IAEGER, WEST VIRGINIA (FDIC Certificate #2448).
PIONEER COMMUNITY BANK INC has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.34%, and the return on assets is 1.07%.
Yes. PIONEER COMMUNITY BANK INC is FDIC-insured (Certificate #2448). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.