CNB BANK INC
BERKELEY SPRINGS, WEST VIRGINIA · FDIC Cert #14507
Capital & Safety Analysis
According to FDIC financial data, CNB BANK INC holds a Tier 1 capital ratio of 11.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CNB BANK INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CNB BANK INC shows strong financial health indicators. With $625M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CNB BANK INC has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 11.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CNB BANK INC holds $625M in total assets and $551M in total deposits. It is located in BERKELEY SPRINGS, WEST VIRGINIA (FDIC Certificate #14507).
CNB BANK INC has a Tier 1 capital ratio of 11.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.96%.
Yes. CNB BANK INC is FDIC-insured (Certificate #14507). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.