WELLINGTON STATE BANK
WELLINGTON, TEXAS · FDIC Cert #1219
Capital & Safety Analysis
According to FDIC financial data, WELLINGTON STATE BANK holds a Tier 1 capital ratio of 12.63%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WELLINGTON STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WELLINGTON STATE BANK shows strong financial health indicators. With $570M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WELLINGTON STATE BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 12.63%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WELLINGTON STATE BANK holds $570M in total assets and $518M in total deposits. It is located in WELLINGTON, TEXAS (FDIC Certificate #1219).
WELLINGTON STATE BANK has a Tier 1 capital ratio of 12.63%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.58%, and the return on assets is 0.46%.
Yes. WELLINGTON STATE BANK is FDIC-insured (Certificate #1219). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.