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BankHealth

WARREN BANK&TRUST CO

WARREN, ARKANSAS · FDIC Cert #81

C
Health Score
50/100
$152M
Total Assets
$115M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, WARREN BANK&TRUST CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject WARREN BANK&TRUST CO to additional regulatory scrutiny.

Key Financial Metrics

1.61%
Nonperforming Loans
Moderate — some loan stress
45.64%
Liquidity Ratio
Strong — can meet withdrawal demands
0.55%
Return on Assets
Low profitability
$115M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

WARREN BANK&TRUST CO shows average financial health. While not alarming, its Health Score of 50/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

WARREN BANK&TRUST CO has a Bank Health Score of C (50/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

WARREN BANK&TRUST CO holds $152M in total assets and $115M in total deposits. It is located in WARREN, ARKANSAS (FDIC Certificate #81).

WARREN BANK&TRUST CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.61%, and the return on assets is 0.55%.

Yes. WARREN BANK&TRUST CO is FDIC-insured (Certificate #81). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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