WALLKILL VALLEY FS&LA
WALLKILL, NEW YORK · FDIC Cert #28870
Capital & Safety Analysis
According to FDIC financial data, WALLKILL VALLEY FS&LA holds a Tier 1 capital ratio of 12.83%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WALLKILL VALLEY FS&LA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WALLKILL VALLEY FS&LA shows strong financial health indicators. With $451M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WALLKILL VALLEY FS&LA has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 12.83%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WALLKILL VALLEY FS&LA holds $451M in total assets and $386M in total deposits. It is located in WALLKILL, NEW YORK (FDIC Certificate #28870).
WALLKILL VALLEY FS&LA has a Tier 1 capital ratio of 12.83%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 0.28%.
Yes. WALLKILL VALLEY FS&LA is FDIC-insured (Certificate #28870). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.