UPSTATE NATIONAL BANK
OGDENSBURG, NEW YORK · FDIC Cert #13748
Capital & Safety Analysis
According to FDIC financial data, UPSTATE NATIONAL BANK holds a Tier 1 capital ratio of 15.27%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UPSTATE NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UPSTATE NATIONAL BANK shows strong financial health indicators. With $287M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UPSTATE NATIONAL BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 15.27%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UPSTATE NATIONAL BANK holds $287M in total assets and $186M in total deposits. It is located in OGDENSBURG, NEW YORK (FDIC Certificate #13748).
UPSTATE NATIONAL BANK has a Tier 1 capital ratio of 15.27%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is -1.16%.
Yes. UPSTATE NATIONAL BANK is FDIC-insured (Certificate #13748). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.