UNITED STATE BANK
LEWISTOWN, MISSOURI · FDIC Cert #12214
Capital & Safety Analysis
According to FDIC financial data, UNITED STATE BANK holds a Tier 1 capital ratio of 11.81%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNITED STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNITED STATE BANK shows strong financial health indicators. With $268M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITED STATE BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 11.81%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITED STATE BANK holds $268M in total assets and $243M in total deposits. It is located in LEWISTOWN, MISSOURI (FDIC Certificate #12214).
UNITED STATE BANK has a Tier 1 capital ratio of 11.81%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 1.50%.
Yes. UNITED STATE BANK is FDIC-insured (Certificate #12214). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.