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BankHealth

TPNB BANK

PARIS, MISSOURI · FDIC Cert #4556

A
Health Score
89/100
$104M
Total Assets
$85M
Total Deposits
17.33%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TPNB BANK holds a Tier 1 capital ratio of 17.33%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TPNB BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.77%
Nonperforming Loans
Low — healthy loan portfolio
37.91%
Liquidity Ratio
Strong — can meet withdrawal demands
0.45%
Return on Assets
Low profitability
$85M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TPNB BANK shows strong financial health indicators. With $104M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TPNB BANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 17.33%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TPNB BANK holds $104M in total assets and $85M in total deposits. It is located in PARIS, MISSOURI (FDIC Certificate #4556).

TPNB BANK has a Tier 1 capital ratio of 17.33%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.77%, and the return on assets is 0.45%.

Yes. TPNB BANK is FDIC-insured (Certificate #4556). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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