TIOGA STB NA
SPENCER, NEW YORK · FDIC Cert #9410
Capital & Safety Analysis
According to FDIC financial data, TIOGA STB NA holds a Tier 1 capital ratio of 19.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TIOGA STB NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TIOGA STB NA shows strong financial health indicators. With $589M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TIOGA STB NA has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 19.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TIOGA STB NA holds $589M in total assets and $510M in total deposits. It is located in SPENCER, NEW YORK (FDIC Certificate #9410).
TIOGA STB NA has a Tier 1 capital ratio of 19.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.19%, and the return on assets is 1.08%.
Yes. TIOGA STB NA is FDIC-insured (Certificate #9410). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.