TEXAS HERITAGE NATIONAL BANK
DAINGERFIELD, TEXAS · FDIC Cert #3161
Capital & Safety Analysis
According to FDIC financial data, TEXAS HERITAGE NATIONAL BANK holds a Tier 1 capital ratio of 10.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TEXAS HERITAGE NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TEXAS HERITAGE NATIONAL BANK shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TEXAS HERITAGE NATIONAL BANK has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 10.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TEXAS HERITAGE NATIONAL BANK holds $725M in total assets and $612M in total deposits. It is located in DAINGERFIELD, TEXAS (FDIC Certificate #3161).
TEXAS HERITAGE NATIONAL BANK has a Tier 1 capital ratio of 10.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.91%.
Yes. TEXAS HERITAGE NATIONAL BANK is FDIC-insured (Certificate #3161). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.