TEXAS GULF BANK NA
HOUSTON, TEXAS · FDIC Cert #3206
Capital & Safety Analysis
According to FDIC financial data, TEXAS GULF BANK NA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject TEXAS GULF BANK NA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
TEXAS GULF BANK NA shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TEXAS GULF BANK NA has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TEXAS GULF BANK NA holds $706M in total assets and $619M in total deposits. It is located in HOUSTON, TEXAS (FDIC Certificate #3206).
TEXAS GULF BANK NA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.48%, and the return on assets is 0.48%.
Yes. TEXAS GULF BANK NA is FDIC-insured (Certificate #3206). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.