TEXAS CHAMPION BANK
CORPUS CHRISTI, TEXAS · FDIC Cert #11159
Capital & Safety Analysis
According to FDIC financial data, TEXAS CHAMPION BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject TEXAS CHAMPION BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
TEXAS CHAMPION BANK shows some financial weakness with a Health Score of 44/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TEXAS CHAMPION BANK has a Bank Health Score of D (44/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TEXAS CHAMPION BANK holds $447M in total assets and $325M in total deposits. It is located in CORPUS CHRISTI, TEXAS (FDIC Certificate #11159).
TEXAS CHAMPION BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 1.06%.
Yes. TEXAS CHAMPION BANK is FDIC-insured (Certificate #11159). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.