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BankHealth

TEXANA BANK NATIONAL ASSN

LINDEN, TEXAS · FDIC Cert #3302

C
Health Score
60/100
$308M
Total Assets
$241M
Total Deposits
10.10%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TEXANA BANK NATIONAL ASSN holds a Tier 1 capital ratio of 10.10%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TEXANA BANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.11%
Nonperforming Loans
Low — healthy loan portfolio
6.24%
Liquidity Ratio
Low — potential liquidity stress
1.43%
Return on Assets
Profitable — earning well on assets
$241M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TEXANA BANK NATIONAL ASSN shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TEXANA BANK NATIONAL ASSN has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 10.10%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TEXANA BANK NATIONAL ASSN holds $308M in total assets and $241M in total deposits. It is located in LINDEN, TEXAS (FDIC Certificate #3302).

TEXANA BANK NATIONAL ASSN has a Tier 1 capital ratio of 10.10%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 1.43%.

Yes. TEXANA BANK NATIONAL ASSN is FDIC-insured (Certificate #3302). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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