SUNDOWN STATE BANK
SUNDOWN, TEXAS · FDIC Cert #18780
Capital & Safety Analysis
According to FDIC financial data, SUNDOWN STATE BANK holds a Tier 1 capital ratio of 11.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SUNDOWN STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SUNDOWN STATE BANK shows strong financial health indicators. With $255M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SUNDOWN STATE BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 11.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SUNDOWN STATE BANK holds $255M in total assets and $227M in total deposits. It is located in SUNDOWN, TEXAS (FDIC Certificate #18780).
SUNDOWN STATE BANK has a Tier 1 capital ratio of 11.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.06%.
Yes. SUNDOWN STATE BANK is FDIC-insured (Certificate #18780). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.