STATE NB OF BIG SPRING
BIG SPRING, TEXAS · FDIC Cert #3103
Capital & Safety Analysis
According to FDIC financial data, STATE NB OF BIG SPRING holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject STATE NB OF BIG SPRING to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
STATE NB OF BIG SPRING shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE NB OF BIG SPRING has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE NB OF BIG SPRING holds $555M in total assets and $497M in total deposits. It is located in BIG SPRING, TEXAS (FDIC Certificate #3103).
STATE NB OF BIG SPRING has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.43%.
Yes. STATE NB OF BIG SPRING is FDIC-insured (Certificate #3103). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.