STATE BANK OF SOUTHWEST MO
SPRINGFIELD, MISSOURI · FDIC Cert #26358
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF SOUTHWEST MO holds a Tier 1 capital ratio of 10.03%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF SOUTHWEST MO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF SOUTHWEST MO shows strong financial health indicators. With $156M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF SOUTHWEST MO has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 10.03%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF SOUTHWEST MO holds $156M in total assets and $140M in total deposits. It is located in SPRINGFIELD, MISSOURI (FDIC Certificate #26358).
STATE BANK OF SOUTHWEST MO has a Tier 1 capital ratio of 10.03%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 1.05%.
Yes. STATE BANK OF SOUTHWEST MO is FDIC-insured (Certificate #26358). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.