ST LOUIS BANK
SAINT LOUIS, MISSOURI · FDIC Cert #58018
Capital & Safety Analysis
According to FDIC financial data, ST LOUIS BANK holds a Tier 1 capital ratio of 10.14%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ST LOUIS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ST LOUIS BANK shows strong financial health indicators. With $963M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ST LOUIS BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 10.14%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ST LOUIS BANK holds $963M in total assets and $845M in total deposits. It is located in SAINT LOUIS, MISSOURI (FDIC Certificate #58018).
ST LOUIS BANK has a Tier 1 capital ratio of 10.14%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.53%, and the return on assets is 1.21%.
Yes. ST LOUIS BANK is FDIC-insured (Certificate #58018). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.