ST CLAIR COUNTY STATE BANK
OSCEOLA, MISSOURI · FDIC Cert #11002
Capital & Safety Analysis
According to FDIC financial data, ST CLAIR COUNTY STATE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject ST CLAIR COUNTY STATE BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
ST CLAIR COUNTY STATE BANK shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ST CLAIR COUNTY STATE BANK has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ST CLAIR COUNTY STATE BANK holds $204M in total assets and $176M in total deposits. It is located in OSCEOLA, MISSOURI (FDIC Certificate #11002).
ST CLAIR COUNTY STATE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.77%, and the return on assets is 3.28%.
Yes. ST CLAIR COUNTY STATE BANK is FDIC-insured (Certificate #11002). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.